More Drivers Buying Auto Insurance Online

Consumers have flocked to the Internet in recent years to shop for their products and this has definitely been the case when it comes to car insurance and last year has been the biggest yet. A recent study showed that in 2009 more people received quotes for coverage than in prior years and a over 20% more individuals went ahead and completed a purchase over the World Wide Web compared to 2008. A survey also showed that more motorists feel comfortable shopping and purchasing insurance products on the Internet now than in years past.

There are many reasons behind the growth of individuals who choose to buy auto insurance onlineand the trend seems as though it will continue to grow. The main reason that many consumers having chosen to shop for coverage by way of the Internet is simple, convenience. In the time it used to take drivers to get one or two quotes they can now receive twenty or even more, and with all the information readily available online whether from blogs or government websites, consumers can educate themselves to get properly insured rather than having to discuss options with agents. Although, if a rate is found from a company that is desirable the option to call an agent and purchase it in that manner is still available.

Tips for Purchasing Car Insurance Online

Shopping for automobile coverage on the Internet and finding quotes from a wide range of companies can be done quite easily and quickly whether visiting websites of insurers or using a comparison website which can provide the rates of multiple carriers. Regardless of the method chosen to obtain quotations, individuals should be careful of the information given especially when visiting a number of different sites. In order to obtain rates only basic information should be required from the consumer such as year, make and model of vehicles and brief description of a driver’s record and credit (poor, average, good, excellent, etc.); be sure to answer honestly to get the most accurate quotes since this will be checked if the auto insurance is purchased.

Personal items such as driver’s license and social security numbers should only be needed if a consumer is deciding to purchase the policy online and if it is needed for anything else one should make sure that they are providing such information to a trusted source through a secure connection. The Consumer Action Website suggests that consumers look for the “lock” icon in the address bar as well making sure that the URL begins with “https:” to help ensure security. In addition, before making a purchase consumers should check with their state insurance department to make sure that the carrier is legitimate and licensed to sell policies; with the exception of checking on website security, the above mentioned tips apply to motorists who are shopping and purchasing coverage on or off-line.